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Zambia × Insurance & Risk Transfer

Insurance & Risk Transfer in Zambia

Insurance for operations, assets, deals and people abroad. In Zambia, that means local law, local regulators and local practice, handled by a qualified professional who practises there.

Who handles this work

On request

WONE Global can find the right Insurance & Risk Transfer professional in Zambia for you.

No WONE Global Partner holds this yet. Send us your requirement: WONE Global confirms whether a vetted Associate firm can act, tells you who it is and checks for conflicts before any work begins.

Bring a requirement →
Zambia at a glanceAfrica

Lusaka · Tuesday 3 November

21:07

Local time

Currency
ZMW
Working week
Monday – Friday
Dialling code
+260
Region
Africa
Doing business in Zambia →

Scope

What the service covers here

  1. 01Identify material insurable risks
  2. 02Review local and group coverage requirements
  3. 03Structure appropriate risk-transfer arrangements
  4. 04Coordinate placement and claims considerations across markets

Key questions

What we will work through with you

  • What needs to be decided before insurance & risk transfer work starts?
  • Who is professionally responsible in each country?
  • Which other work, such as tax or employment, must happen at the same time?
  • What information and decisions are needed from the business?

If your work involves another country or another area of expertise, WONE Global brings in the right professional and keeps all advisers informed.

WONE Global Partners in Zambia

Professionals working here

No named lead for Insurance & Risk Transfer yet — these WONE Global professionals already work in Zambia and can bring the right local colleague in.

Reagan Blankfein GatesLusaka · Zambia

WONE Global Partner · Zambia

Reagan Blankfein Gates

Managing Partner · Reagan Blankfein Gates Legal Practitioners · Lusaka

Reagan started his career in practice at Mainza & Company where he had interned while pursuing a bar qualification at the Zambia Institute of Advanced Legal Education (ZIALE) in 2008. Upon being called to the bar, Reaga…

What the guides say · Zambia

What Insurance & Risk Transfer involves in Zambia

The topics from the Zambia guide that this work depends on.

Key facts

Essentials · partly source-checked

Corporate income tax
Standard rate 30% (as at July 2026)
VAT
Standard rate 16% (as at July 2026)
Main entity form
Private company limited by shares; registered foreign company
Foreign ownership
Generally permitted; investment licence optional for incentives
Currency and exchange control
Zambian kwacha; foreign currency regulations repealed in 2014; export proceeds must be received in Zambia within 90 days
New York Convention
Party since 2002
Social security
NAPSA 10% of earnings combined, each side capped at ZMW 1,861.80 a month (2026); NHIMA 1% each

The topics this work touches

  • Risk, Compliance & Integrity

    The Anti-Corruption Act 2012 criminalises bribery and is enforced by the Anti-Corruption Commission. Anti-money laundering duties apply to banks and designated businesses, and whistle-blowers are protected under the Public Interest Disclosure Act 2010.

    Read the essentials
  • Trade, Customs & Supply Chain

    Zambia trades within the COMESA and SADC free trade areas and is a party to the African Continental Free Trade Area. As a landlocked country it relies on regional transport corridors, and compulsory standards apply to many imported products.

    Read the essentials

Our full guides are checked against official sources. Guides drafted with AI are marked as such. None of this is legal or tax advice.

WONE Global Intelligence

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