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Morocco × Insurance & Risk Transfer

Insurance & Risk Transfer in Morocco

Insurance for operations, assets, deals and people abroad. In Morocco, that means local law, local regulators and local practice, handled by a qualified professional who practises there.

Who handles this work

On request

WONE Global can find the right Insurance & Risk Transfer professional in Morocco for you.

No WONE Global Partner holds this yet. Send us your requirement: WONE Global confirms whether a vetted Associate firm can act, tells you who it is and checks for conflicts before any work begins.

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Morocco at a glanceAfrica

Casablanca · Tuesday 3 November

20:00

Local time

Currency
MAD
Working week
Monday – Friday
Dialling code
+212
Region
Africa
Doing business in Morocco →

Scope

What the service covers here

  1. 01Identify material insurable risks
  2. 02Review local and group coverage requirements
  3. 03Structure appropriate risk-transfer arrangements
  4. 04Coordinate placement and claims considerations across markets

Key questions

What we will work through with you

  • What needs to be decided before insurance & risk transfer work starts?
  • Who is professionally responsible in each country?
  • Which other work, such as tax or employment, must happen at the same time?
  • What information and decisions are needed from the business?

If your work involves another country or another area of expertise, WONE Global brings in the right professional and keeps all advisers informed.

WONE Global Partners in Morocco

Professionals working here

No named lead for Insurance & Risk Transfer yet — these WONE Global professionals already work in Morocco and can bring the right local colleague in.

What the guides say · Morocco

What Insurance & Risk Transfer involves in Morocco

The topics from the Morocco guide that this work depends on.

Key facts

Essentials · source-checked

Corporate income tax
20% below MAD 100 million taxable income, 35% at or above it; 40% for banks and insurers (2026)
VAT
Standard rate 20%; reduced rate 10%
Main entity forms
SARL (limited liability company); SA and SAS joint-stock companies; branch
Foreign ownership
Up to 100% in most sectors; some sectors restricted and agricultural land barred to foreigners
Currency and exchange control
Dirham; exchange controls apply, with free transfer abroad of proceeds of investment made in a listed foreign currency
Data protection
Law 09-08; regulator CNDP
New York Convention
Party since 1959, applied to awards made in other contracting states
Working time
44 hours a week in non-agricultural sectors

The topics this work touches

  • Risk, Compliance & Integrity

    Bribery is criminalised under the Penal Code, and a national authority leads corruption prevention. Morocco's anti-money laundering framework is based on Law 43-05, and the country left the FATF grey list in 2023. Whistle-blower protection exists for corruption reports.

    Read the essentials
  • Trade, Customs & Supply Chain

    Morocco has a wide network of trade agreements, including an association agreement with the EU, a free trade agreement with the United States in force since 2006, the Agadir Agreement and agreements with the UK and Türkiye.

    Read the essentials

Our full guides are checked against official sources. Guides drafted with AI are marked as such. None of this is legal or tax advice.

WONE Global Intelligence

Ask about insurance & risk transfer in Morocco

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