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China × Insurance & Risk Transfer

Insurance & Risk Transfer in China

Insurance for operations, assets, deals and people abroad. In China, that means local law, local regulators and local practice, handled by a qualified professional who practises there.

Who handles this work

On request

WONE Global can find the right Insurance & Risk Transfer professional in China for you.

No WONE Global Partner holds this yet. Send us your requirement: WONE Global confirms whether a vetted Associate firm can act, tells you who it is and checks for conflicts before any work begins.

Bring a requirement →
China at a glanceEast Asia

Shanghai · Wednesday 4 November

04:00

Local time

Currency
CNY
Working week
Monday – Friday
Commercial centres
Shanghai · Beijing · Shenzhen · Guangzhou
Dialling code
+86
Region
East Asia
Doing business in China →

Scope

What the service covers here

  1. 01Identify material insurable risks
  2. 02Review local and group coverage requirements
  3. 03Structure appropriate risk-transfer arrangements
  4. 04Coordinate placement and claims considerations across markets

Key questions

What we will work through with you

  • What needs to be decided before insurance & risk transfer work starts?
  • Who is professionally responsible in each country?
  • Which other work, such as tax or employment, must happen at the same time?
  • What information and decisions are needed from the business?

If your work involves another country or another area of expertise, WONE Global brings in the right professional and keeps all advisers informed.

WONE Global Partners in China

Professionals working here

No named lead for Insurance & Risk Transfer yet — these WONE Global professionals already work in China and can bring the right local colleague in.

Roberto GilardinoShanghai · China

WONE Global Partner · China

Roberto Gilardino

Regional Partner North Asia & additional countries · Horizons (Shanghai) Corporate Advisory Company · Shanghai

Roberto Gilardino is Regional Partner at Horizons, supervising the advisory’s activities in North Asia as well as additional countries (including Mongolia, Malaysia, Indonesia, Pakistan, UAE, Cyprus and Malta).

What the guides say · China

What Insurance & Risk Transfer involves in China

The topics from the China guide that this work depends on.

Key facts

Essentials · source-checked

Corporate income tax
25% standard; 5% effective on first CNY 3m for small low-profit enterprises (to 2027)
VAT
13% / 9% / 6%; VAT Law in force from 1 January 2026
Foreign ownership
Open except sectors on the 2024 negative list (29 items); manufacturing fully open
Investment framework
Foreign Investment Law, in force 1 January 2020
Exchange control
Managed by SAFE; current-account remittances need supporting documents
Data protection
Personal Information Protection Law, in force 1 November 2021
New York Convention
Party since 1987 (reciprocity and commercial reservations)
Working time
8 hours a day, 40 hours a week

The topics this work touches

  • Risk, Compliance & Integrity

    The Anti-Money Laundering Law was revised from 1 January 2025 and the Anti-Unfair Competition Law from 15 October 2025. China also has its own counter-sanctions law, which matters for groups that apply foreign sanctions.

    Read the essentials
  • Trade, Customs & Supply Chain

    Customs is administered by the General Administration of Customs. Import and export duties are governed by the Tariff Law in force since December 2024, and a revised Foreign Trade Law has applied since 1 March 2026.

    Read the essentials

Our full guides are checked against official sources. Guides drafted with AI are marked as such. None of this is legal or tax advice.

WONE Global Intelligence

Ask about insurance & risk transfer in China

Ask in your own words. Answers come from WONE Global's checked records, with every source shown, and end with the named Partner who can act. Go deeper on any point, or build a decision file.

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Discuss Insurance & Risk Transfer in China.