Edmonton · CanadaWONE Global Capability Partner · Canada
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Cases · Capital & assets · Banking, lending & secured finance
Borrow money across borders
Can our company abroad borrow from a foreign lender?
WONE Global checks the lending rules in the borrower's and lender's countries, structures security and tax, and handles registrations so the loan can be drawn.
Countries in the typical case Mexico · United States
The situation
What is happening
A company needs debt from a foreign lender or for a foreign subsidiary.
What is at stake
Foreign loans can face registration rules, withholding tax and security that does not work locally.
Who faces this
- Corporations
- Mid-sized companies
A scenario
ManufacturerMid-sized company · from Mexico · in United States
It is refinancing with a US lender against assets in Mexico and Texas.
Where it ends Finance that can be drawn.
A representative scenario of the work WONE Global coordinates, not a specific client’s matter.
Also asked as “Offshore loan to a local subsidiary”“Cross-border lending rules”
The solution
How WONE Global handles it
WONE Global checks the lending rules in the borrower's and lender's countries, structures security and tax, and handles registrations so the loan can be drawn.
Usually led by Banking and capital, with Treasury and funding, Tax and structuring and Contracts and commercial law.
Step by step, in the scenario
- Week 1Security rules in both countries reviewed.
- Week 2Withholding tax planned.
- Weeks 3-5Documents and registrations.
- ThenDrawdown.
Timings are typical. They depend on the countries, the authorities involved and how quickly documents are available.
Decisions
The decisions involved
- 01Who borrows, who guarantees and what security is possible
- 02Withholding tax on interest and interest deduction limits
- 03Exchange control and registration of the loan
Outcomes
What you receive
- Finance documents agreed with the lender
- Security taken and registered
- Tax and exchange control filings made
This is a general guide. Your WONE Global professional confirms the work, timing and fees for your markets before anything starts.
Services
The services involved
One area of expertise usually leads; the others move with it. WONE Global keeps them connected across every country involved.
Who handles it
Banking and capital, market by market
The status of the lead service in the markets that matter for this case. A named WONE Global Partner acts under their own licence; where none is in place yet, WONE Global confirms availability before anything else.
- Mexicoin the typical case On request Availability confirmed before any work begins Bring a requirement →
- United Statesin the typical case On request Availability confirmed before any work begins Bring a requirement →
- India On request Availability confirmed before any work begins Bring a requirement →
- Saudi Arabia On request Availability confirmed before any work begins Bring a requirement →
- Singapore On request Availability confirmed before any work begins Bring a requirement →
- United Arab Emirates On request Availability confirmed before any work begins Bring a requirement →
- United Kingdom On request Availability confirmed before any work begins Bring a requirement →
Other markets: WONE Global covers 100 countries. Name yours in the requirement →
Edmonton · Canada
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Dr. Rosam Karl J.
Douala · CameroonWONE Global Capability Partner · Cameroon
Edmond Christian AKOA MBALLA
Bogotá · ColombiaWONE Global Capability Partner · Colombia
Katherin Diaz Velilla
Complete profile
- Tax and structuringNamed lead
- Licences, permits and regulatorsNamed lead
- Buying, selling and investingNamed lead
International tax attorney and strategic advisor with 12+ years across Colombia's DIAN, Ministry of Finance, Senate, Presidency, and EY. Co-founder of V&V Asociados. Specializes in cross-border tax structuring, transfer…
Quito · EcuadorWONE Global Capability Partner · Ecuador
Mauro Tejada Ramon
Professional with 20 years of experience in Tax Administration, performing functions in the managerial and tax administration fields. Experience related to the fiscal field in the main sectors of the economy: Banking, c…
Munich · GermanyWONE Global Capability Partner · Germany
Ulrike Berner, MBA
Ulrike Berner has been Managing Director and shareholder of BSP since 2021, leading the strategic direction, client relationships, and business development of the firm. She has extensive experience working with firms an…
Discover
Where this case connects
The markets, corridors and guides behind this case, and the questions to put to Ask WONE below. Every link opens a page that links back here.
Markets in the typical case
Corridors
Services and subject
Worked examples
How it goes in practice
Researched corridor journeys, and representative scenarios on the same subject. None is a specific client’s matter.
- United States ↔ Mexico · researched journeyA US manufacturer sets up a nearshore plant in MexicoRead the journey →
- India ↔ United States · researched journeyAn Indian software company sets up a US subsidiary to sell and later raise capitalRead the journey →
- Mid-sized company · from India · in United Arab EmiratesIts new Dubai company has been refused by two banks because its ownership runs through three countries. Without an account it cannot receive revenue or pay staff.How WONE Global handles it →
Banking, lending & secured finance
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WONE Global Intelligence
Ask about doing business across borders
Ask in your own words. Answers come from WONE Global's checked records, with every source shown, and end with the named Partner who can act. Go deeper on any point, or build a decision file.
UNBOUNDED™ · Global Business Circuit™
Work through United States ↔ Mexico with the leaders doing it.
Bring a live question about this corridor to a small online session of senior business leaders, run by UNBOUNDED™, the ecosystem WONE Global belongs to.
The Global Business Circuit™
One corridor, 60 minutes online, 12 senior business leaders. The leaders' own questions set the agenda; market and professional perspectives join only where the questions call for them.
Sessions involving these markets
27 OctTueChina ↔ Latin America09:30 UTC · 15:00 IST · 60 minutes online12 of 12 placesTake a place 3 NovTueUS ↔ Brazil14:00 UTC · 19:30 IST · 60 minutes online12 of 12 placesTake a place 11 NovWedUS ↔ GCC14:00 UTC · 19:30 IST · 60 minutes online12 of 12 placesTake a place
No session on this exact corridor is scheduled in the coming weeks. The calendar rolls forward continuously.
WONE Global is one of the six institutions of the UNBOUNDED™ Global Ecosystem. Links open unboundedglobal.com. WONE Global in the ecosystem